Buying Property in Spain Guides and Insights
Strategy, market intelligence, and practical guidance for international investors purchasing real estate in Spain — written by the team that sits on your side of the table.
Start Here — The Core Guides
Talk to us insteadIf you’re new to buying in Spain, read these three first. Everything else on this page builds on them — the process, the financing and the real cost of closing a purchase as a non-resident.
Buying Property Guide
The complete step-by-step process for non-residents buying in Spain: NIE, banking, offer, due diligence and notary.
The full buying processSpanish Mortgage Guide
How financing works for non-resident buyers: rates, LTV bands, documentation and which banks approve what.
Financing for non-residentsProperty Closing Costs
ITP, IVA, notary, registry and the real all-in cost of buying property in Spain, region by region.
See the real costsBuyer’s Agent Service
What an independent buyer’s agent does, how the fee is structured, and why the incentives sit with you.
Our buyer representationFeatured This Month
The 2026 Guide to Buying Property in Spain as a Non-Resident
From NIE to notary, mortgage to Modelo 210, this is the complete operational playbook for international buyers acquiring Spanish property in 2026 — with current rates, taxes, timelines and the most common mistakes we see foreign buyers make.
Read articleLatest Articles
Browse by locationMarket analysis, tax breakdowns and financing deep-dives. Each one expands on the core buying process from a different angle.
Spanish Mortgages for Americans: Rates, LTV and What Banks Actually Approve
USD-income borrowers face stricter currency stress tests. Here’s the complete breakdown of how each major Spanish bank treats US tax residents — and which gives the best terms in 2026.
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ITP, IVA and the Real Cost of Buying Property in Spain
The headline price isn’t the cost. We break down the 10–13% in additional taxes and fees by region — and why Madrid and Valencia behave differently from Andalucía in 2026.
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Why Costa Blanca Is Outperforming Costa del Sol in 2026
Price appreciation, rental yields, regulatory stance and infrastructure. A data-driven comparison of Spain’s two most popular international buyer markets — with practical recommendations.
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Pre-Foreclosure Acquisitions: How Distressed Real Estate Works in Spain
A practical primer on Spain’s pre-foreclosure market: how the process works, why banks negotiate, what creates the win-win, and the realistic margins for sophisticated investors.
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The Golden Visa Is Gone — Here’s What Replaced It
After April 2025, Spain ended its real estate residency-by-investment programme. Non-lucrative, digital nomad and entrepreneur visas now fill the gap — with very different requirements.
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Buying Off-Market: How to Access Properties Before They’re Listed
Up to 30% of premium Spanish real estate trades off-market. Here’s how the network actually works, who has the deals, and what it takes to get genuine first-look access as a foreign buyer.
Read moreReady to Move Beyond Reading
Have a Specific Spanish Property Project?
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