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Insights

Insights from the Buyer’s Side

Strategy, market intelligence, and practical guidance for international investors purchasing real estate in Spain — written by the team that sits on your side of the table.

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Latest Articles

Spanish mortgages for Americans

May 2026 · 8 min read

Spanish Mortgages for Americans: Rates, LTV and What Banks Actually Approve

USD-income borrowers face stricter currency stress tests. Here’s the complete breakdown of how each major Spanish bank treats US tax residents — and which gives the best terms in 2026.

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ITP IVA Spain property tax

April 2026 · 7 min read

ITP, IVA and the Real Cost of Buying Property in Spain

The headline price isn’t the cost. We break down the 10–13% in additional taxes and fees by region — and why Madrid and Valencia behave differently from Andalucía in 2026.

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Costa Blanca vs Costa del Sol

April 2026 · 9 min read

Why Costa Blanca Is Outperforming Costa del Sol in 2026

Price appreciation, rental yields, regulatory stance and infrastructure. A data-driven comparison of Spain’s two most popular international buyer markets — with practical recommendations.

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Pre-foreclosure Spain investing

March 2026 · 11 min read

Pre-Foreclosure Acquisitions: How Distressed Real Estate Works in Spain

A practical primer on Spain’s pre-foreclosure market: how the process works, why banks negotiate, what creates the win-win, and the realistic margins for sophisticated investors.

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Golden Visa Spain replacement

March 2026 · 6 min read

The Golden Visa Is Gone — Here’s What Replaced It

After April 2025, Spain ended its real estate residency-by-investment programme. Non-lucrative, digital nomad and entrepreneur visas now fill the gap — with very different requirements.

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Off-market property Spain

February 2026 · 7 min read

Buying Off-Market: How to Access Properties Before They’re Listed

Up to 30% of premium Spanish real estate trades off-market. Here’s how the network actually works, who has the deals, and what it takes to get genuine first-look access as a foreign buyer.

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