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Service 01 / 03 — Buyer’s Agent

Representation That Only Works for You.

In Spain, most agents are paid by the seller. We’re paid by you — which means our only incentive is finding the right property at the right price, with the right legal protection. End of conflict.

What sets us apart

The Hispania Standard

  • 01

    100% Buyer-Side. Never represent sellers, developers or listings.

  • 02

    End-to-End Service. NIE, banking, legal, notary and taxes handled.

  • 03

    Built for Internationals. Full English process, remote-friendly with PoA.

  • 04

    Aligned Fees. The harder we negotiate, the more we earn.

What Is a Buyer’s Agent

A Real Estate Professional Exclusively on Your Side

The same model used by institutional investors — now available to you

In most Spanish property transactions, the agent represents the seller and earns a commission from them. That means their incentive is to close the deal — not to find you the best property at the best price.

A buyer’s agent flips this model. We work exclusively for you, the buyer. We have no listings, no developer partnerships, and no hidden interests. Our only goal is to find the right property, negotiate the best terms and protect your interests at every stage.

For international buyers — who don’t speak Spanish, don’t know local processes, and can’t fly in for every viewing — this is the only model that guarantees alignment between your interests and ours.

“In the US, no serious buyer purchases without their own agent. In Spain, we’re bringing that same standard to international clients — with full local expertise.”

Óscar Turégano · Founder, Hispania Property Buyers

Buyer’s Agent vs. Listing Agent

Two Roles, Opposite Incentives

Most foreign buyers don’t realize the agent showing them a property is paid by the seller. Here’s the difference.

Aspect
Traditional Listing Agent
Hispania Buyer’s Agent
Who pays them
The seller (3–5% commission)
You, the buyer (transparent fee)
Whose interest they protect
Seller’s interests
Buyer’s interests only
Property scope
Limited to their listings
Full market + off-market access
Negotiation incentive
Higher price = higher commission
Lower price = better service
Due diligence depth
Minimal — they just want closure
Comprehensive legal, technical, urban
Post-purchase support
None after signing
Full setup, utilities, taxes, management
Our Process

From First Call to Keys in Hand

A structured 7-stage methodology refined over 12+ years working with international buyers across Spain.

01

Discovery Call

Free 45-minute consultation to understand your goals, budget, location preferences and timeline. No commitment.

02

Search Brief & Onboarding

We sign a buyer-side mandate, request your NIE, set up your Spanish bank account, and define a precise property brief.

03

Property Sourcing & Shortlisting

We source from the entire market — listed and off-market — and pre-screen properties on your behalf. You receive a curated shortlist.

04

Viewings & Local Assessment

We conduct in-person viewings (with you or on your behalf via video) and provide our independent technical and market assessment.

05

Negotiation & Reservation

We negotiate price and terms aggressively and execute the reservation contract.

06

Legal Due Diligence & Notary

Full legal review (registry, urban, debts, community), title verification and signing at the notary — with Power of Attorney if you can’t attend in person.

07

Post-Purchase Setup

Tax registration (Modelo 600, IBI, Modelo 210), utilities transfer, community fees, insurance setup, and key handover.

What’s Included

Everything an International Buyer Needs in Spain

A genuine one-stop shop for the acquisition itself. We handle every step so you can focus on the decisions that matter.

Property Search

Full-market sourcing aligned with your brief — location, type, budget, returns.

Off-Market Access

Properties not advertised online — accessed through our local network of contacts.

Market & Technical Assessment

Independent valuation, comparable analysis and condition review for every shortlisted property.

NIE Application

We handle the NIE process from start to finish, in your country or in Spain.

Spanish Bank Account

Non-resident accounts opened with our partner banks, often without traveling.

Legal Due Diligence

Land registry, urban compliance, debts, easements and community status verified.

Negotiation & Reservation

Aggressive price and terms negotiation, plus reservation contract execution.

Notary & Signing

Notary appointment, deed review, taxes and registry filing — handled in full.

Tax & Utilities Setup

ITP/VAT, IBI, Modelo 210, utilities transfer, insurance and community registration.

Aligned Incentives

A Fee Structure That Works for You

We don’t disclose pricing publicly — every project is different and we discuss it transparently in your first call. But the principle behind it is simple, and it’s why our clients trust us.

01

You Pay Us, Not the Seller

Unlike traditional agents, we are not paid by sellers, developers or listing agencies. Our economic interest is 100% with you. No referral fees, no kickbacks, no hidden commissions.

02

Performance-Based Component

A meaningful part of our fee is tied to how much we negotiate off the listing price. The harder we push for you, the more we earn — and the more you save.

03

Your Savings = Our Success

If we close at full asking price, both lose. If we secure a strong discount, both win. Skin in the game on every transaction — from the smallest apartment to multi-million villas.

“Most agents are paid more for closing faster. We’re paid more for saving you more. That changes everything.”

Óscar Turégano · Founder

Full pricing breakdown is shared transparently during your discovery call.

Frequently Asked Questions

What International Buyers Ask Us Most

Do I need to fly to Spain to buy a property?

No. We can complete the entire process remotely with a Power of Attorney (PoA). Many of our clients buy without ever traveling (although we don’t recommend it) — we handle viewings via video, signing through PoA at notary, and key handover when you eventually visit.

How much can I borrow as a non-resident?

Most Spanish banks offer up to 70% loan-to-value for non-residents, with terms of 20–25 years. Mortgage Guidance is a complementary service — coordinated with Sabadell, Santander, UCI, CaixaBank and Bankinter — and quoted separately from the buyer’s agent fee.

What additional costs should I budget for?

Typically 10–13% of the purchase price covers all transaction costs: ITP/VAT (6–10% depending on region and property type), notary (~0.5%), registry (~0.25%), our fee, and bank-related costs if financing.

Does buying property qualify me for Spanish residency?

The Golden Visa program ended in April 2025. However, other residency paths exist for foreign buyers: non-lucrative visa, digital nomad visa, or business visa. We can introduce you to specialized immigration lawyers who handle these processes.

Why pay a buyer’s agent if listing agents already exist?

Because their interests are NOT aligned with yours. Our typical clients save more than our fee through negotiation alone — and gain protection on legal and post-purchase issues that listing agents won’t handle.

What regions do you cover?

Our active areas of expertise are in Valencia, Madrid, Costa del Sol and Costa Blanca — covering the highest-demand areas for international buyers.

How long does the full process take?

From discovery call to keys in hand: typically 2-4 months, depending on the investment plan. Property sourcing takes 2–4 weeks, due diligence and notary 4–10 weeks, with mortgage cases on the longer end. Distressed or off-market deals can move faster.

Ready When You Are

Let’s Discuss Your Spanish Property Project

A free 45-minute discovery call with our senior team. No pitch, no pressure — just a clear assessment of your situation and the next steps.