Real Operations, Real Outcomes
A look at how we help international buyers and investors navigate the Spanish property market — from coastal villas to high-yield distressed-asset opportunities.
€23M+
Combined Operations Value
17
Nationalities Represented
100%
Closed Successfully
8+5
Purchases & NPL Operations
Actual client photo at the completed apartment. Published with permission.
Florida Couple Secures Sea-View Apartment on the Costa Blanca with 15% Negotiated Discount
Property
New-build apartment, sea views
Location
Costa Blanca
Discount Negotiated
15% off asking
Mortgage
3.00% fixed · 70% LTV
Service
Full Buyer’s Agent + Mortgage
Process · Year
Remote · 2026
The Challenge
Roger and Johanna, an American couple based in Florida, wanted to acquire a new-build sea-view apartment on the Costa Blanca while continuing to live in the United States. The three biggest hurdles were familiar to most non-resident American buyers: navigating the Spanish acquisition process across time zones and language, securing competitive financing without a Spanish credit history, and confidently selecting the right property without spending months on the ground.
How We Solved It
We represented them end-to-end from the very first call. Over several weeks we analyzed and visited dozens of properties across the Costa Blanca, sharing detailed price-per-square-meter benchmarks so every decision was grounded in market data. We coordinated a 70% loan-to-value mortgage at a 3.00% fixed rate with our non-resident financing partners, executed full legal due diligence (Land Registry, ownership, urban planning, horizontal division, community and town hall debt, Energy Certificate), and negotiated a 15% discount on the developer’s asking price. After closing, our team handled NIE, banking, utilities, internet installation and full turnkey setup — the property was rental-ready within weeks.
15%
Discount on asking price
3.00%
Fixed-rate mortgage secured
Turnkey
Rental-ready after closing
We’re Americans living in Florida and decided to buy in Spain almost a year ago. Oscar from Hispania was the only agent who consistently followed up with useful information, which immediately made us feel valued. He and his partner Denis sent us listings tailored to our needs, walked us through mortgage pre-approval, and after we flew to Spain, Denis delivered detailed market analysis including price-per-square-meter comparisons that gave us real clarity. They handled absolutely everything — NIE, bank account, legal, translators, utilities. It truly was a one-stop solution. We closed two weeks ago and Denis is now helping us prepare the apartment for Airbnb. We now own an amazing sea-view condo and a fantastic long-term investment.
Actual client photo at the completed villa. Published with permission.
New York Family Acquires Off-Market Luxury Villa with Tailored Mortgage and Golden Visa
Property
Off-market luxury villa, newly built
Location
Costa Blanca
Discount Negotiated
8% off asking
Mortgage
Variable · 0% prepayment penalty
Residency
Golden Visa approved
Process · Year
Hague Apostille · 2026
The Challenge
Sheldon and Lenka were searching from New York for a finished luxury villa on the Costa Blanca — not an off-plan project. The challenge: nearly every premium villa in the area is being sold off-plan rather than completed. They also wanted to repay their mortgage well ahead of schedule, which made early repayment flexibility more important than the headline interest rate, and needed Golden Visa residency executed in parallel with the transaction.
How We Solved It
After reviewing approximately 15 villas across on-market and off-market inventory, we accessed a rare opportunity through our developer network: a newly built villa the developer had originally intended to keep for personal use, never publicly listed. We negotiated an 8% discount, executed extended due diligence on developer liabilities, urban planning, building permits, community formation and registry, and structured a variable-rate mortgage with a 0.00% early repayment penalty aligned with their long-term financial strategy. In parallel, our team processed NIE, Hague Apostille powers of attorney from New York, banking, utilities and Golden Visa applications for the entire family.
8%
Off-market discount negotiated
0%
Early repayment penalty
Family
Golden Visa for entire household
This is a completely unsolicited review. I first came across Oscar through YouTube and decided to contact him after watching his content. When we traveled to Spain to view properties, Oscar and Denis showed us several opportunities — many significantly better than what we had seen with other agents. Oscar made the entire process smooth and remarkably easy. Living in the United States and unfamiliar with Spanish regulations, legal procedures and the language, his assistance was invaluable throughout every stage. Beyond the acquisition, they coordinated security systems, water softener installation, banking and many other practical aspects of relocating to Spain. He also successfully negotiated a reduction in the villa’s price. I would strongly recommend Hispania to any international buyer.
Actual client photo at the Valencia townhouse. Published with permission.
Florida Couple Relocates to Spain with a Rare Single-Title Townhouse in Central Valencia
Property
Single-title townhouse
Location
Valencia City
Discount Negotiated
4% off asking
Mortgage
All-cash acquisition
Residency
Golden Visa approved
Process · Year
Relocation · 2026
The Challenge
Wanda and Brandon weren’t just buying — they were relocating from Florida to Spain. Their brief was unusually specific: a true single-title townhouse inside Valencia city, a profile that’s extraordinarily rare in a market where most central buildings have been horizontally divided into separate apartments. On top of that, the transaction had an added legal layer — the property formed part of a divorce-related division of assets between the sellers.
How We Solved It
We ran an extended off-market and on-market search until we identified a townhouse that matched the profile precisely. Our legal team managed the additional coordination required by the divorce-related sale, ensuring a clean and unambiguous transfer of title, and we negotiated a 4% reduction on the asking price. We executed full due diligence (Land Registry, ownership, urban planning, debts, Energy Certificate), processed NIE and Hague Apostille documentation, and ran the Golden Visa application in parallel. After closing, the real value of our service emerged in the relocation phase: banking, insurance, utilities, local procedures and the integration of an American family into life in Valencia — every detail handled.
4%
Discount on a scarce asset
Approved
Golden Visa residency
Full
US-to-Spain relocation
My husband and I had always dreamed of moving from Florida to Spain, but we never truly believed it would become possible until we discovered Oscar and Hispania through YouTube. They transformed what felt like an overwhelming international move into a smooth and exciting experience. Every contract and legal document was clearly explained and translated into English. They carefully selected properties that matched our preferences and adapted the search based on our lifestyle goals. Beyond the acquisition, they guided us through immigration, banking, insurance, utilities and every administrative step involved in relocating from the US to Spain. What truly sets Hispania apart is their after-sales support — even after closing, Oscar and his team continued helping us with installations, negotiations and practical matters we would never have been able to manage on our own.
Actual client photo at the Marbella property. Published with permission.
California Buyer Acquires Renovated Marbella Home Remotely with Active Rental License and Golden Visa
Property
Renovated house with pool
Location
Marbella · Costa del Sol
Discount Negotiated
5% off asking
Mortgage
Non-resident financing
Residency
Golden Visa approved
Process · Year
Fully remote · 2026
The Challenge
Ken approached us from California with a specific thesis: a renovated property with pool on the Costa del Sol, with an active tourist rental license, ready to operate from day one. The catch: he couldn’t fly to Spain. The full acquisition — sourcing, due diligence, mortgage, notary, residency — had to happen remotely without compromising on quality or transparency.
How We Solved It
We analyzed inventory across both Costa Blanca and Costa del Sol, eventually narrowing focus to Marbella for its yields and lifestyle profile. The hardest part was building the same level of confidence Ken would have had walking through each property in person — we solved this with detailed video walkthroughs, neighborhood context shoots and honest professional assessments. We verified the property’s existing tourist rental license actively, coordinating with both the Town Hall and the homeowners’ association to confirm continuity under new ownership. We negotiated a 5% discount, structured a non-resident mortgage executed entirely via notarial powers of attorney from California, and processed the Golden Visa in parallel with the transaction.
5%
Discount on turnkey asset
100%
Fully remote acquisition
License
Active tourist rental confirmed
Oscar and his team take their work seriously and consistently act in the best interests of their clients. They represented me as buyer’s agents, found the right property for my needs, guided me through every stage of the acquisition process, and successfully managed my Golden Visa application. Their professionalism, work ethic, transparency and level of support throughout the entire process were exceptional. I highly recommend Hispania Property Buyers to international investors and overseas buyers looking to purchase property in Spain.
All client identifying details have been used with permission. Property images shown are either representative or actual client images, used with permission. Financial figures, ROI and outcome metrics correspond to real operations and have been verified internally. Testimonials are quoted with permission.