Real Operations, Real Outcomes
A look at how we help international buyers and investors navigate the Spanish property market — from coastal villas to high-yield distressed-asset opportunities.
€23M+
Combined Operations Value
17
Nationalities Represented
100%
Closed Successfully
8+5
Purchases & NPL Operations
Representative render. Property details have been protected to preserve client privacy.
American Retired Couple Secures Coastal Villa in Torrevieja with Mortgage and Golden Visa
Property
New-build villa, sea views
Location
Torrevieja, Costa Blanca
Price
€690,000
Layout
3 bed · 3 en-suite bath
Mortgage
3.00% fixed · 15 years
Process · Year
3 months · 2023
The Challenge
RS & AS, a retired American couple, wanted to invest in a coastal property in Spain that would also qualify them for the Spanish Golden Visa. They faced three core challenges: navigating Spanish real estate regulations from a different time zone and language; securing a Spanish mortgage as non-residents with no Spanish credit history; and obtaining the Golden Visa within a tight timeline.
How We Solved It
From the first call we acted as their full representation in Spain — coordinating the entire purchase remotely, with carefully scheduled in-person visits during their two trips. Our role included direct introduction to our trusted mortgage partners specialized in non-resident American buyers, pre-qualifying the property and seller for full Golden Visa eligibility, legal due diligence on the new-build development, negotiation with the developer, NIE processing, banking setup, notary coordination, and post-purchase services such as security system installation, water softener setup and utility activation.
3.00%
Fixed-rate mortgage secured
20 days
Golden Visa granted
3 mo.
From offer to keys
This is a completely unsolicited review. I came across Óscar by chance on YouTube. After a few telephone calls, we decided to go to Spain and look at the properties he had to offer. Óscar made the whole process very easy and smooth. The service has been beyond compare. Since we live in the US and we’re not familiar with the local Spanish rules, regulations, and language, he has handled everything — from arranging the security system installation to opening a bank account. He also managed to negotiate the price down. I would highly recommend him to overseas buyers.
Representative render. Personal client data has been protected.
Mexican-American Couple Acquires Renovated Apartment in Madrid’s Almagro Neighborhood
Property
Renovated apartment, historic building
Location
Almagro, Madrid (near Retiro)
Price
€1,290,000
Layout
3 bed · 2 bath
Mortgage
2.70% fixed · 25 years
Process · Year
3 months · 2025
The Challenge
SS, a young couple holding Mexican and US nationality, wanted to invest in a premium apartment in central Madrid. The challenges were significant: the property was off-market — never listed on any portal; the building’s historic status created urbanistic complications and impacted the bank’s appraisal; the seller was a foreign non-resident, requiring special protections for the deposit; and the apartment required active supervision of the renovation works in progress.
How We Solved It
We managed every layer end-to-end: sourced the off-market opportunity through our private network; conducted exhaustive due diligence on the historic building’s urbanistic status; set up a notarial escrow account to securely hold the deposit given the seller’s non-resident status; connected the buyers with mortgage partners experienced in historic buildings and high-net-worth international clients; resolved the appraisal issue with the bank through documentation review; supervised the final stage of renovation; and post-purchase, coordinated furnishing, security alarm installation and home insurance.
10%
Discount negotiated
2.70%
Fixed-rate mortgage 25y
100%
Turnkey delivery
I highly recommend Hispania Property Buyers. Over the last two years, they have helped me purchase multiple properties in Madrid, and every experience has been professional. Óscar, Denis, and their team are knowledgeable, transparent, and truly dependable. Buying property abroad can be complicated, but they guide you through every step with clarity and confidence. If you’re looking to buy property in Madrid, especially as a foreign buyer, this is a team you can trust.
Investor anonymized at their request. ROI verified internally.
Dutch Investor Acquires Luxury Villa in Moraira via Pre-Foreclosure Debt Cancellation
Asset
Luxury villa, sea views
Location
Moraira, Costa Blanca
Specs
500 m² · 6 bed · 4 bath
Features
2 swimming pools, sea views
Strategy
NPL acquisition · Reform · Sale
Year · Hold
2026 · 6 months total
The Opportunity
A luxury seafront villa in Moraira was facing pre-foreclosure proceedings due to a personal mortgage default of €450,000 nominal. The asset itself was clean — no additional charges, ownership clear, market value at that point assessed at €650,000 with a post-renovation potential of €750,000. The original mortgage holder was open to a discounted settlement to avoid the auction process.
The Strategy
Our investor — an individual Dutch national — was searching specifically for distressed real estate opportunities in coastal Spain with strong upside and clean asset structure. We sourced this opportunity through our specialized NPL pipeline and structured the entire operation: from sourcing and creditor negotiation to legal coordination, debt cancellation, renovation oversight and the final ordered sale.
Financial Breakdown
Return on Investment
39.85%
Net ROI in 6 months · Verified outcome
Sources of Value
Discount negotiated on nominal debt + asset acquired below market through structured debt cancellation + value-add via renovation + coordinated ordered sale (avoiding the forced-auction route). This case illustrates the type of operation our team manages through Emergent Investors Spain — our specialized branch dedicated to distressed real estate, NPL acquisition and pre-foreclosure interventions, working exclusively with investors seeking high-yield real estate operations with controlled risk and clean exit strategies.
All client identifying details have been anonymized at the clients’ request. Property images shown are representative renders. Financial figures, ROI and outcome metrics correspond to real operations and have been verified internally. Testimonials are quoted with permission.